Terms of Membership

Last updated November 9, 2026

These Terms of Membership ("Terms") are a contract between you and P50 Digital LLC, which operates Plum Perks ("Plum Perks," "we," "us," "our"). They cover your use of plumperks.com, your Plum Perks membership, and the member savings site we give you access to. Please read them, including the automatic renewal terms below and the arbitration agreement and class action waiver in Section 17, which affects how disputes are resolved.

Key membership terms (automatic renewal)

1. Who can join

You must be at least 18 years old, live in the United States, and be able to form a binding contract. You must give us true and complete information and keep it current. One membership is for one household. You're responsible for activity on your account and for keeping your login secure.

2. What your membership includes

Your membership gives you access to:

Plum Perks is a discount and savings membership. It is not insurance and not a health plan. We don't pay merchants or providers for you. You pay the merchant, travel provider or service provider directly and receive the member discount where it applies.

3. Free trial

If you're eligible for a free trial, it starts when you sign up and lasts 14 days. To start a trial you'll provide a payment method. If you don't cancel before the trial ends, your paid membership starts automatically and we'll charge your payment method the price of the plan you chose. Free trials are limited to one per person and per household, and only for new members. We may change or end trial offers for future sign-ups at any time.

4. Price, billing and automatic renewal

5. Cancelling

You can cancel anytime, for any reason. The easiest way is online: log in at plumperks.com, go to your account, choose Manage billing or Cancel membership, and confirm. You can also cancel by emailing [email protected] from the email address on your account; we'll confirm by email. You never need to call us to cancel.

6. Refunds

7. How member discounts work

8. Our discount network partner

To give you access to member offers and travel rates, we share the information needed to set up your access (such as your member ID, name, email and ZIP code) with our discount network partner, which operates the member savings site. When you use that site, its own terms and privacy practices may also apply. If our partner stops providing a benefit, we may replace it with a similar benefit or change the membership as described in Section 14.

9. Yearly bill check-up

10. Emails, texts and electronic records

11. Acceptable use

You agree not to: misuse offers or coupons; share your login or member access outside your household; use the site for any unlawful, fraudulent or commercial purpose; scrape, copy or resell content or offers; interfere with or try to gain unauthorized access to the site or other accounts; or give false information. We may suspend or end memberships that violate these Terms or that we reasonably believe involve fraud or abuse.

12. Our content

The Plum Perks name, logo, site design and content are owned by us or our licensors and are protected by law. We give you a limited, personal, non-transferable right to use the site and your membership for their intended purpose. You may not copy, modify or distribute our content except as these Terms allow.

13. Ending your membership

You can end your membership anytime as described in Section 5. We may suspend or end your membership if you break these Terms, if a payment fails and isn't fixed, or if we stop offering Plum Perks. If we end your membership without cause, we'll refund any prepaid amount for the unused part of your current period.

14. Changes to the membership or these Terms

We may update benefits, offers and these Terms over time. If we make a material change that affects your membership, we'll notify you by email at least 30 days before it takes effect, and you can cancel before it applies. Changes don't apply retroactively. The version of these Terms posted here, with its "Last updated" date, is the current one.

15. Disclaimers

To the fullest extent the law allows, the site, the membership and all offers are provided "as is" and "as available." We don't warrant that offers will always be available, accurate or error-free, or that the site will be uninterrupted. We aren't responsible for the goods, services, prices, quality or conduct of merchants, travel providers, internet providers or insurance providers.

16. Limitation of liability

To the fullest extent the law allows, we won't be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or savings. Our total liability for any claim relating to the site or your membership is limited to the greater of the amount you paid us in the 12 months before the claim arose or $100.

Some states don't allow certain of these limits, so some may not apply to you. Nothing in these Terms limits liability that can't be limited by law, including for fraud or intentional misconduct.

17. Resolving disputes: arbitration and class action waiver

Talk to us first. Most concerns can be solved quickly. Before starting any formal claim, email [email protected] or write to us at the address below, describe the issue and what you want, and give us 30 days to try to resolve it.

Binding arbitration. If we can't resolve it, you and we agree that any dispute, claim or controversy arising out of or relating to these Terms, the site or your membership will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, instead of in court. The arbitrator's decision is final and may be entered in any court. For claims under $10,000, you may choose to have the arbitration done by phone, video or written submissions. We'll pay the AAA filing, administration and arbitrator fees beyond what you'd pay to file in court, unless the arbitrator finds your claim frivolous.

Exceptions. Either of us may bring an individual claim in small claims court if it qualifies. Either of us may ask a court to stop infringement of intellectual property. You can also bring issues to the attention of government agencies.

Class action waiver: You and we may bring claims against each other only individually, and not as a plaintiff or class member in any class, collective or representative action. The arbitrator may not combine more than one person's claims and may award relief only to the individual party.

Your right to opt out. You can opt out of this arbitration agreement by emailing [email protected] with the subject "Arbitration opt-out," your name and account email, within 30 days after you first accept these Terms. Opting out won't affect anything else in these Terms.

If the class action waiver is found unenforceable for a claim, that claim will be decided in court, not arbitration. This Section 17 survives the end of your membership.

18. Governing law

These Terms are governed by the Federal Arbitration Act and, otherwise, by the laws of the State of Florida, without regard to conflict-of-law rules, except that consumer-protection laws of the state where you live apply where they give you more protection. Any court case allowed under these Terms will be brought in the state or federal courts located in Duval County, Florida, unless the law of your state requires otherwise.

19. Indemnity

To the extent the law allows, you agree to cover our reasonable losses and costs from third-party claims caused by your misuse of the site or membership or your violation of these Terms.

20. State-specific notices

21. General

These Terms, together with our Privacy Policy and any offer terms shown when you redeem an offer, are the entire agreement between you and us about Plum Perks. If any part is found unenforceable, the rest stays in effect. Our not enforcing a provision isn't a waiver. You may not transfer your membership. We may assign these Terms to an affiliate or to a successor of the Plum Perks business, and we'll notify you if we do. Neither of us is liable for delays caused by events outside reasonable control.

22. Contact us

Email [email protected]. Privacy requests: [email protected]. Mail: P50 Digital LLC, Attn: Plum Perks, 476 Riverside Ave, Ste 4, Jacksonville, FL 32202.